PATHWAY BANK

CAIRO, NE | Small | Est. Jan. 1, 1910, midnight | FDIC #1992 | RSSD #73554 | FDIC
Latest Report: 2025-12-31

PATHWAY BANK is asn small FDIC-insured commercial bank headquartered in CAIRO, NE, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $346M and total deposits of $243M. Profitability stands at 1.21% ROA and 10.75% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 11.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.03%. FDIC Certificate #1992.

Assets

$346M

Deposits

$243M

Loans

$241M

Equity

$39M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 10.75%
Net Interest Margin (NIM) 3.45%
Yield on Assets 6.34%
Cost of Funds 3.02%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.03%
NPA Ratio 0.00%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 11.25%
Tier 1 Capital 11.25%
Total Capital Ratio 11.81%
Leverage Ratio 11.66%
Loan-to-Deposit 99.07%

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