SCOTTSBURG BUILDING AND LOAN ASSOCIATION

SCOTTSBURG, IN | Micro | Est. Jan. 1, 1889, midnight | FDIC #29910 | RSSD #735973 | FDIC
Latest Report: 2025-12-31

SCOTTSBURG BUILDING AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in SCOTTSBURG, IN, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $61M. Profitability stands at 0.37% ROA and 2.11% ROE, with a net interest margin of 2.55%. The bank's CET1 capital ratio is 40.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.48%. FDIC Certificate #29910.

Assets

$76M

Deposits

$61M

Loans

$47M

Equity

$13M

Profitability

Return on Assets (ROA) 0.37%
Return on Equity (ROE) 2.11%
Net Interest Margin (NIM) 2.55%
Yield on Assets 4.43%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio --
Texas Ratio 0.48%
NPA Ratio 0.09%
ACL / Loans 0.63%

Capital & Liquidity

CET1 Ratio 40.41%
Tier 1 Capital 40.41%
Total Capital Ratio 41.25%
Leverage Ratio 18.82%
Loan-to-Deposit 76.90%

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