BanksSCOTTSBURG BUILDING AND LOAN ASSOCIATION

SCOTTSBURG BUILDING AND LOAN ASSOCIATION

SCOTTSBURG, INMicroEst. Jan. 1, 1889, midnightFDIC #29910RSSD #735973FDIC
Latest · 2025-12-31

SCOTTSBURG BUILDING AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in SCOTTSBURG, IN, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $61M. Profitability stands at 0.37% ROA and 2.11% ROE, with a net interest margin of 2.55%. CET1 capital ratio: 40.41%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 0.48%. Operates 1 domestic branch.

Assets
$76M
Deposits
$61M
Loans
$47M
Equity
$13M

Profitability

Return on Assets (ROA)0.37%
Return on Equity (ROE)2.11%
Net Interest Margin2.55%
Yield on Assets4.43%
Cost of Funds2.12%

Asset Quality

NPL Ratio0.14%
Net Charge-Off Ratio0.00%
Texas Ratio0.48%
NPA Ratio0.09%
ACL / Loans0.63%

Capital & Liquidity

CET1 Ratio40.41%
Tier 1 Capital40.41%
Total Capital Ratio41.25%
Leverage Ratio18.82%
Loan-to-Deposit76.90%

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