POTTER STATE BANK OF POTTER, THE

POTTER, NE | Micro | Est. March 19, 1945, midnight | FDIC #17205 | RSSD #736158 | FDIC
Latest Report: 2025-12-31

POTTER STATE BANK OF POTTER, THE is amn micro FDIC-insured commercial bank headquartered in POTTER, NE, established in March 19, 1945, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $47M. Profitability stands at 0.55% ROA and 4.08% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 11.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 5.29%. FDIC Certificate #17205.

Assets

$54M

Deposits

$47M

Loans

$21M

Equity

$6M

Profitability

Return on Assets (ROA) 0.55%
Return on Equity (ROE) 4.08%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.54%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.47%
Texas Ratio 5.29%
NPA Ratio 0.62%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 11.22%
Tier 1 Capital 11.22%
Total Capital Ratio 11.78%
Leverage Ratio 13.39%
Loan-to-Deposit 45.25%

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