BANKIOWA

CEDAR RAPIDS, IA | Medium | Est. Jan. 1, 1881, midnight | FDIC #17282 | RSSD #737548 | FDIC
Latest Report: 2025-12-31

BANKIOWA is amn medium FDIC-insured commercial bank headquartered in CEDAR RAPIDS, IA, established in Jan. 1, 1881, midnight. As of 2025-12-31, the bank reported total assets of $824M and total deposits of $689M. Profitability stands at 1.63% ROA and 13.45% ROE, with a net interest margin of 4.33%. The bank's CET1 capital ratio is 11.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 2.91%. FDIC Certificate #17282.

Assets

$824M

Deposits

$689M

Loans

$682M

Equity

$101M

Profitability

Return on Assets (ROA) 1.63%
Return on Equity (ROE) 13.45%
Net Interest Margin (NIM) 4.33%
Yield on Assets 6.09%
Cost of Funds 1.91%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.21%
Texas Ratio 2.91%
NPA Ratio 0.38%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 11.46%
Tier 1 Capital 11.46%
Total Capital Ratio 12.04%
Leverage Ratio 12.11%
Loan-to-Deposit 98.98%

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