UNITED BANK OF IOWA

IDA GROVE, IA | Large | Est. Feb. 4, 1932, midnight | FDIC #958 | RSSD #738040 | FDIC
Latest Report: 2025-12-31

UNITED BANK OF IOWA is aln large FDIC-insured commercial bank headquartered in IDA GROVE, IA, established in Feb. 4, 1932, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $1.9B. Profitability stands at 1.48% ROA and 16.68% ROE, with a net interest margin of 2.82%. The bank's CET1 capital ratio is 7.94%. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 1.69%. FDIC Certificate #958.

Assets

$2.5B

Deposits

$1.9B

Loans

$1.6B

Equity

$223M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 16.68%
Net Interest Margin (NIM) 2.82%
Yield on Assets 5.24%
Cost of Funds 2.60%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.69%
NPA Ratio 0.17%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 7.94%
Tier 1 Capital 7.94%
Total Capital Ratio 8.34%
Leverage Ratio 10.08%
Loan-to-Deposit 84.39%

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