PROSPECT BANK is amn medium FDIC-insured commercial bank headquartered in PARIS, IL, established in March 23, 1873, midnight. As of 2025-12-31, the bank reported total assets of $676M and total deposits of $569M. Profitability stands at 0.24% ROA and 4.08% ROE, with a net interest margin of 2.63%. The bank's CET1 capital ratio is 12.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 10.25%. FDIC Certificate #3722.
Assets
$676M
Deposits
$569M
Loans
$449M
Equity
$42M
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