CITY STATE BANK, THE

FORT SCOTT, KS | Micro | Est. Aug. 1, 1920, midnight | FDIC #17607 | RSSD #738657 | FDIC
Latest Report: 2025-12-31

CITY STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in FORT SCOTT, KS, established in Aug. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $48M. Profitability stands at 1.60% ROA and 19.16% ROE, with a net interest margin of 4.14%. The bank's CET1 capital ratio is 8.50%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17607.

Assets

$54M

Deposits

$48M

Loans

$36M

Equity

$5M

Profitability

Return on Assets (ROA) 1.60%
Return on Equity (ROE) 19.16%
Net Interest Margin (NIM) 4.14%
Yield on Assets 5.53%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 8.50%
Tier 1 Capital 8.50%
Total Capital Ratio 8.93%
Leverage Ratio 9.51%
Loan-to-Deposit 75.03%

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