COMMUNITY NATIONAL BANK & TRUST OF TEXAS

CORSICANA, TX | Large | Est. Jan. 1, 1934, midnight | FDIC #18185 | RSSD #738769 | OCC
Latest Report: 2025-12-31

COMMUNITY NATIONAL BANK & TRUST OF TEXAS is aln large FDIC-insured commercial bank headquartered in CORSICANA, TX, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.40% ROA and 12.36% ROE, with a net interest margin of 3.28%. The bank's CET1 capital ratio is 12.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 3.46%. FDIC Certificate #18185.

Assets

$1.6B

Deposits

$1.4B

Loans

$1.2B

Equity

$190M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 12.36%
Net Interest Margin (NIM) 3.28%
Yield on Assets 4.41%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.09%
Texas Ratio 3.46%
NPA Ratio 0.44%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 12.83%
Tier 1 Capital 12.83%
Total Capital Ratio 14.08%
Leverage Ratio 10.25%
Loan-to-Deposit 86.75%

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