TEXAS NATIONAL BANK OF JACKSONVILLE

JACKSONVILLE, TX | Medium | Est. March 19, 1985, midnight | FDIC #26181 | RSSD #739355 | OCC
Latest Report: 2025-12-31

TEXAS NATIONAL BANK OF JACKSONVILLE is amn medium FDIC-insured commercial bank headquartered in JACKSONVILLE, TX, established in March 19, 1985, midnight. As of 2025-12-31, the bank reported total assets of $835M and total deposits of $736M. Profitability stands at 1.11% ROA and 10.24% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 16.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.69% and a Texas Ratio of 12.70%. FDIC Certificate #26181.

Assets

$835M

Deposits

$736M

Loans

$670M

Equity

$93M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 10.24%
Net Interest Margin (NIM) 4.42%
Yield on Assets 7.06%
Cost of Funds 2.75%

Asset Quality

NPL Ratio 1.69%
Net Charge-Off Ratio 0.26%
Texas Ratio 12.70%
NPA Ratio 1.57%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 16.79%
Tier 1 Capital 16.79%
Total Capital Ratio 18.04%
Leverage Ratio 11.10%
Loan-to-Deposit 90.98%

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