SECURITY STATE BANK

WELLINGTON, KS | Micro | Est. June 15, 1897, midnight | FDIC #12422 | RSSD #73956 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK is amn micro FDIC-insured commercial bank headquartered in WELLINGTON, KS, established in June 15, 1897, midnight. As of 2025-12-31, the bank reported total assets of $56M and total deposits of $49M. Profitability stands at 0.52% ROA and 4.17% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 12.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.33% and a Texas Ratio of 3.66%. FDIC Certificate #12422.

Assets

$56M

Deposits

$49M

Loans

$21M

Equity

$7M

Profitability

Return on Assets (ROA) 0.52%
Return on Equity (ROE) 4.17%
Net Interest Margin (NIM) 3.93%
Yield on Assets 4.91%
Cost of Funds 1.34%

Asset Quality

NPL Ratio 1.33%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.66%
NPA Ratio 0.49%
ACL / Loans 2.65%

Capital & Liquidity

CET1 Ratio 12.37%
Tier 1 Capital 12.37%
Total Capital Ratio 12.99%
Leverage Ratio 14.47%
Loan-to-Deposit 42.03%

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