BanksSECURITY STATE BANK

SECURITY STATE BANK

WELLINGTON, KSMicroEst. June 15, 1897, midnightFDIC #12422RSSD #73956FDIC
Latest · 2025-12-31

SECURITY STATE BANK is an FDIC-insured commercial bank headquartered in WELLINGTON, KS, established in June 15, 1897, midnight. As of 2025-12-31, the bank reported total assets of $56M and total deposits of $49M. Profitability stands at 0.52% ROA and 4.17% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 12.37%, well above regulatory minimums. NPL ratio: 1.33% · Texas Ratio: 3.66%. Operates 1 domestic branch.

Assets
$56M
Deposits
$49M
Loans
$21M
Equity
$7M

Profitability

Return on Assets (ROA)0.52%
Return on Equity (ROE)4.17%
Net Interest Margin3.93%
Yield on Assets4.91%
Cost of Funds1.03%

Asset Quality

NPL Ratio1.33%
Net Charge-Off Ratio0.01%
Texas Ratio3.66%
NPA Ratio0.49%
ACL / Loans2.65%

Capital & Liquidity

CET1 Ratio12.37%
Tier 1 Capital12.37%
Total Capital Ratio12.99%
Leverage Ratio14.47%
Loan-to-Deposit42.03%

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