BanksFREMONT BANK

FREMONT BANK

FREMONT, CALargeEst. Sept. 3, 1964, midnightFDIC #19222RSSD #739560FDIC
Latest · 2025-12-31

FREMONT BANK is an FDIC-insured commercial bank headquartered in FREMONT, CA, established in Sept. 3, 1964, midnight. As of 2025-12-31, the bank reported total assets of $5.9B and total deposits of $5.3B. Profitability stands at 1.22% ROA and 16.00% ROE, with a net interest margin of 4.29%. CET1 capital ratio: 10.75%, well above regulatory minimums. NPL ratio: 0.43% · Texas Ratio: 3.94%. Operates 22 domestic branches.

Assets
$5.9B
Deposits
$5.3B
Loans
$4.8B
Equity
$460M

Profitability

Return on Assets (ROA)1.22%
Return on Equity (ROE)16.00%
Net Interest Margin4.29%
Yield on Assets5.86%
Cost of Funds1.59%

Asset Quality

NPL Ratio0.43%
Net Charge-Off Ratio0.03%
Texas Ratio3.94%
NPA Ratio0.36%
ACL / Loans1.54%

Capital & Liquidity

CET1 Ratio10.75%
Tier 1 Capital10.75%
Total Capital Ratio12.00%
Leverage Ratio8.05%
Loan-to-Deposit90.49%

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