FISHER NATIONAL BANK, THE

FISHER, IL | Small | Est. Nov. 18, 1955, midnight | FDIC #17513 | RSSD #739832 | OCC
Latest Report: 2025-12-31

FISHER NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in FISHER, IL, established in Nov. 18, 1955, midnight. As of 2025-12-31, the bank reported total assets of $364M and total deposits of $308M. Profitability stands at 1.75% ROA and 19.23% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 7.10%. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 2.42%. FDIC Certificate #17513.

Assets

$364M

Deposits

$308M

Loans

$272M

Equity

$34M

Profitability

Return on Assets (ROA) 1.75%
Return on Equity (ROE) 19.23%
Net Interest Margin (NIM) 3.90%
Yield on Assets 6.07%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.42%
NPA Ratio 0.24%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 7.10%
Tier 1 Capital 7.10%
Total Capital Ratio 7.46%
Leverage Ratio 9.20%
Loan-to-Deposit 88.15%

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