FIRST WHITNEY BANK AND TRUST

FIRST WHITNEY BANK AND TRUST is asn small FDIC-insured commercial bank headquartered in ATLANTIC, IA, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $304M and total deposits of $249M. Profitability stands at 1.32% ROA and 12.46% ROE, with a net interest margin of 2.92%. The bank's CET1 capital ratio is 13.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #254.