PEOPLES STATE BANK is amn micro FDIC-insured commercial bank headquartered in CHERRYVALE, KS, established in Jan. 1, 1880, midnight. As of 2025-12-31, the bank reported total assets of $24M and total deposits of $18M. Profitability stands at 2.98% ROA and 13.97% ROE, with a net interest margin of 6.42%. The bank's CET1 capital ratio is 19.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 1.30%. FDIC Certificate #16744.
Assets
$24M
Deposits
$18M
Loans
$21M
Equity
$5M
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