PEOPLES STATE BANK is an FDIC-insured commercial bank headquartered in CHERRYVALE, KS, established in Jan. 1, 1880, midnight. As of 2025-12-31, the bank reported total assets of $24M and total deposits of $18M. Profitability stands at 2.98% ROA and 13.97% ROE, with a net interest margin of 6.42%. CET1 capital ratio: 19.44%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 1.30%. Operates 1 domestic branch.
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