FARMERS SAVINGS BANK

MARSHALLTOWN, IA | Small | Est. April 1, 1894, midnight | FDIC #18394 | RSSD #741844 | FDIC
Latest Report: 2025-12-31

FARMERS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MARSHALLTOWN, IA, established in April 1, 1894, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $116M. Profitability stands at 0.21% ROA and 1.41% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 15.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 2.72%. FDIC Certificate #18394.

Assets

$139M

Deposits

$116M

Loans

$95M

Equity

$21M

Profitability

Return on Assets (ROA) 0.21%
Return on Equity (ROE) 1.41%
Net Interest Margin (NIM) 3.95%
Yield on Assets 5.02%
Cost of Funds 1.16%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio --
Texas Ratio 2.72%
NPA Ratio 0.43%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 15.35%
Tier 1 Capital 15.35%
Total Capital Ratio 16.12%
Leverage Ratio 15.89%
Loan-to-Deposit 81.57%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required