MER ROUGE STATE BANK, THE

MER ROUGE, LA | Micro | Est. Jan. 1, 1903, midnight | FDIC #314 | RSSD #741956 | FDIC
Latest Report: 2025-12-31

MER ROUGE STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in MER ROUGE, LA, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $50M and total deposits of $45M. Profitability stands at 0.86% ROA and 7.89% ROE, with a net interest margin of 4.71%. The bank's CET1 capital ratio is 10.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #314.

Assets

$50M

Deposits

$45M

Loans

$25M

Equity

$5M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 7.89%
Net Interest Margin (NIM) 4.71%
Yield on Assets 5.99%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 10.66%
Tier 1 Capital 10.66%
Total Capital Ratio 11.20%
Leverage Ratio 13.01%
Loan-to-Deposit 56.53%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required