FIRST COMMUNITY BANK

MILTON, WI | Small | Est. Jan. 1, 1911, midnight | FDIC #11225 | RSSD #742542 | FDIC
Latest Report: 2025-12-31

FIRST COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in MILTON, WI, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $159M and total deposits of $143M. Profitability stands at 1.88% ROA and 20.63% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 9.16%. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.42%. FDIC Certificate #11225.

Assets

$159M

Deposits

$143M

Loans

$120M

Equity

$15M

Profitability

Return on Assets (ROA) 1.88%
Return on Equity (ROE) 20.63%
Net Interest Margin (NIM) 4.00%
Yield on Assets 5.70%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.42%
NPA Ratio 0.04%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 9.16%
Tier 1 Capital 9.16%
Total Capital Ratio 9.62%
Leverage Ratio 10.33%
Loan-to-Deposit 84.30%

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