RELIANCE SAVINGS BANK

ALTOONA, PA | Medium | Est. Jan. 1, 1939, midnight | FDIC #30117 | RSSD #743679 | FDIC
Latest Report: 2025-12-31

RELIANCE SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in ALTOONA, PA, established in Jan. 1, 1939, midnight. As of 2025-12-31, the bank reported total assets of $674M and total deposits of $531M. Profitability stands at 1.01% ROA and 8.68% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 15.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 1.97%. FDIC Certificate #30117.

Assets

$674M

Deposits

$531M

Loans

$482M

Equity

$78M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 8.68%
Net Interest Margin (NIM) 3.36%
Yield on Assets 5.32%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.65%
Texas Ratio 1.97%
NPA Ratio 0.24%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 15.77%
Tier 1 Capital 15.77%
Total Capital Ratio 16.70%
Leverage Ratio 11.97%
Loan-to-Deposit 90.95%

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