BOONE BANK & TRUST CO.

BOONE, IA | Small | Est. Jan. 16, 1992, midnight | FDIC #33552 | RSSD #745347 | FDIC
Latest Report: 2025-12-31

BOONE BANK & TRUST CO. is asn small FDIC-insured commercial bank headquartered in BOONE, IA, established in Jan. 16, 1992, midnight. As of 2025-12-31, the bank reported total assets of $160M and total deposits of $142M. Profitability stands at 0.70% ROA and 9.20% ROE, with a net interest margin of 2.54%. The bank's CET1 capital ratio is 12.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #33552.

Assets

$160M

Deposits

$142M

Loans

$77M

Equity

$13M

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 9.20%
Net Interest Margin (NIM) 2.54%
Yield on Assets 4.50%
Cost of Funds 1.99%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 12.82%
Tier 1 Capital 12.82%
Total Capital Ratio 13.72%
Leverage Ratio 9.44%
Loan-to-Deposit 54.27%

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