BANK OF HAYS is asn small FDIC-insured commercial bank headquartered in HAYS, KS, established in Aug. 21, 1907, midnight. As of 2025-12-31, the bank reported total assets of $370M and total deposits of $318M. Profitability stands at 1.24% ROA and 13.01% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 9.67%. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.12%. FDIC Certificate #17769.
Assets
$370M
Deposits
$318M
Loans
$204M
Equity
$36M
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