BanksHOMEPRIDE BANK

HOMEPRIDE BANK

MANSFIELD, MOSmallEst. March 3, 1892, midnightFDIC #11466RSSD #747051FDIC
Latest · 2025-12-31

HOMEPRIDE BANK is an FDIC-insured commercial bank headquartered in MANSFIELD, MO, established in March 3, 1892, midnight. As of 2025-12-31, the bank reported total assets of $124M and total deposits of $110M. Profitability stands at 1.01% ROA and 10.09% ROE, with a net interest margin of 4.55%. CET1 capital ratio: 10.04%, well above regulatory minimums. NPL ratio: 0.33% · Texas Ratio: 2.28%. Operates 5 domestic branches.

Assets
$124M
Deposits
$110M
Loans
$96M
Equity
$12M

Profitability

Return on Assets (ROA)1.01%
Return on Equity (ROE)10.09%
Net Interest Margin4.55%
Yield on Assets6.63%
Cost of Funds2.14%

Asset Quality

NPL Ratio0.33%
Net Charge-Off Ratio0.08%
Texas Ratio2.28%
NPA Ratio0.25%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio10.04%
Tier 1 Capital10.04%
Total Capital Ratio10.54%
Leverage Ratio10.26%
Loan-to-Deposit86.70%

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