GLOBAL ONE BANK

HOUSTON, TX | Small | Est. Jan. 1, 1907, midnight | FDIC #11570 | RSSD #748357 | FDIC
Latest Report: 2025-12-31

GLOBAL ONE BANK is asn small FDIC-insured commercial bank headquartered in HOUSTON, TX, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $315M and total deposits of $257M. Profitability stands at 2.30% ROA and 13.44% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 18.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11570.

Assets

$315M

Deposits

$257M

Loans

$243M

Equity

$53M

Profitability

Return on Assets (ROA) 2.30%
Return on Equity (ROE) 13.44%
Net Interest Margin (NIM) 4.35%
Yield on Assets 7.72%
Cost of Funds 3.81%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 18.06%
Tier 1 Capital 18.06%
Total Capital Ratio 19.31%
Leverage Ratio 14.30%
Loan-to-Deposit 94.42%

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