RENASANT BANK

TUPELO, MS | Regional | Est. Feb. 27, 1904, midnight | FDIC #12437 | RSSD #749242 | FDIC
Latest Report: 2025-12-31

RENASANT BANK is arn regional FDIC-insured commercial bank headquartered in TUPELO, MS, established in Feb. 27, 1904, midnight. As of 2025-12-31, the bank reported total assets of $26.7B and total deposits of $21.8B. Profitability stands at 1.27% ROA and 8.48% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 12.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.91% and a Texas Ratio of 4.40%. FDIC Certificate #12437.

Assets

$26.7B

Deposits

$21.8B

Loans

$19.3B

Equity

$4.0B

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 8.48%
Net Interest Margin (NIM) 3.82%
Yield on Assets 5.64%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 0.91%
Net Charge-Off Ratio 0.13%
Texas Ratio 4.40%
NPA Ratio 0.71%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 12.00%
Tier 1 Capital 12.00%
Total Capital Ratio 13.25%
Leverage Ratio 10.28%
Loan-to-Deposit 88.70%

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