BanksRENASANT BANK

RENASANT BANK

TUPELO, MSRegionalEst. Feb. 27, 1904, midnightFDIC #12437RSSD #749242FED
Latest · 2025-12-31

RENASANT BANK is an FDIC-insured commercial bank headquartered in TUPELO, MS, established in Feb. 27, 1904, midnight. As of 2025-12-31, the bank reported total assets of $26.7B and total deposits of $21.8B. Profitability stands at 1.27% ROA and 8.48% ROE, with a net interest margin of 3.82%. CET1 capital ratio: 12.00%, well above regulatory minimums. NPL ratio: 0.91% · Texas Ratio: 4.40%. Operates 271 domestic branches.

Assets
$26.7B
Deposits
$21.8B
Loans
$19.3B
Equity
$4.0B

Profitability

Return on Assets (ROA)1.27%
Return on Equity (ROE)8.48%
Net Interest Margin3.82%
Yield on Assets5.64%
Cost of Funds2.01%

Asset Quality

NPL Ratio0.91%
Net Charge-Off Ratio0.13%
Texas Ratio4.40%
NPA Ratio0.71%
ACL / Loans1.52%

Capital & Liquidity

CET1 Ratio12.00%
Tier 1 Capital12.00%
Total Capital Ratio13.25%
Leverage Ratio10.28%
Loan-to-Deposit88.70%

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