AUBURNBANK

AUBURN, AL | Large | Est. Jan. 3, 1907, midnight | FDIC #35 | RSSD #749635 | FED
Latest Report: 2025-12-31

AUBURNBANK is aln large FDIC-insured commercial bank headquartered in AUBURN, AL, established in Jan. 3, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $924M. Profitability stands at 0.67% ROA and 7.61% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 16.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.53%. FDIC Certificate #35.

Assets

$1.0B

Deposits

$924M

Loans

$566M

Equity

$91M

Profitability

Return on Assets (ROA) 0.67%
Return on Equity (ROE) 7.61%
Net Interest Margin (NIM) 3.32%
Yield on Assets 4.46%
Cost of Funds 1.16%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.53%
NPA Ratio 0.05%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 16.06%
Tier 1 Capital 16.06%
Total Capital Ratio 17.14%
Leverage Ratio 10.71%
Loan-to-Deposit 61.23%

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