NORTH STAR BANK

ROSEVILLE, MN | Small | Est. Feb. 3, 1947, midnight | FDIC #16733 | RSSD #750051 | FDIC
Latest Report: 2025-12-31

NORTH STAR BANK is asn small FDIC-insured commercial bank headquartered in ROSEVILLE, MN, established in Feb. 3, 1947, midnight. As of 2025-12-31, the bank reported total assets of $407M and total deposits of $370M. Profitability stands at 0.97% ROA and 11.37% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 8.57%. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.37%. FDIC Certificate #16733.

Assets

$407M

Deposits

$370M

Loans

$251M

Equity

$35M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 11.37%
Net Interest Margin (NIM) 3.73%
Yield on Assets 5.74%
Cost of Funds 2.03%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.43%
Texas Ratio 1.37%
NPA Ratio 0.13%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 8.57%
Tier 1 Capital 8.57%
Total Capital Ratio 9.00%
Leverage Ratio 10.05%
Loan-to-Deposit 67.80%

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