BanksSECURITY STATE BANK

SECURITY STATE BANK

ALGONA, IASmallEst. March 1, 1931, midnightFDIC #15839RSSD #750846FDIC
Latest · 2025-12-31

SECURITY STATE BANK is an FDIC-insured commercial bank headquartered in ALGONA, IA, established in March 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $84M. Profitability stands at 2.16% ROA and 8.75% ROE, with a net interest margin of 5.06%. CET1 capital ratio: 32.18%, well above regulatory minimums. NPL ratio: 1.13% · Texas Ratio: 2.96%. Operates 4 domestic branches.

Assets
$113M
Deposits
$84M
Loans
$80M
Equity
$29M

Profitability

Return on Assets (ROA)2.16%
Return on Equity (ROE)8.75%
Net Interest Margin5.06%
Yield on Assets6.32%
Cost of Funds1.54%

Asset Quality

NPL Ratio1.13%
Net Charge-Off Ratio0.00%
Texas Ratio2.96%
NPA Ratio0.80%
ACL / Loans2.31%

Capital & Liquidity

CET1 Ratio32.18%
Tier 1 Capital32.18%
Total Capital Ratio33.44%
Leverage Ratio25.01%
Loan-to-Deposit95.17%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required