PROGROWTH BANK

NICOLLET, MN | Small | Est. Jan. 1, 1903, midnight | FDIC #8536 | RSSD #751254 | FDIC
Latest Report: 2025-12-31

PROGROWTH BANK is asn small FDIC-insured commercial bank headquartered in NICOLLET, MN, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $412M and total deposits of $334M. Profitability stands at 0.07% ROA and 1.45% ROE, with a net interest margin of 1.94%. The bank's CET1 capital ratio is 18.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8536.

Assets

$412M

Deposits

$334M

Loans

$84M

Equity

$20M

Profitability

Return on Assets (ROA) 0.07%
Return on Equity (ROE) 1.45%
Net Interest Margin (NIM) 1.94%
Yield on Assets 5.33%
Cost of Funds 3.30%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.78%

Capital & Liquidity

CET1 Ratio 18.47%
Tier 1 Capital 18.47%
Total Capital Ratio 18.89%
Leverage Ratio 6.85%
Loan-to-Deposit 25.06%

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