CENTRAL BANK OF KANSAS CITY

KANSAS CITY, MO | Small | Est. Aug. 10, 1950, midnight | FDIC #17009 | RSSD #751852 | FDIC
Latest Report: 2025-12-31

CENTRAL BANK OF KANSAS CITY is asn small FDIC-insured commercial bank headquartered in KANSAS CITY, MO, established in Aug. 10, 1950, midnight. As of 2025-12-31, the bank reported total assets of $414M and total deposits of $351M. Profitability stands at 2.84% ROA and 22.19% ROE, with a net interest margin of 5.14%. The bank's CET1 capital ratio is 13.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.83%. FDIC Certificate #17009.

Assets

$414M

Deposits

$351M

Loans

$329M

Equity

$51M

Profitability

Return on Assets (ROA) 2.84%
Return on Equity (ROE) 22.19%
Net Interest Margin (NIM) 5.14%
Yield on Assets 6.42%
Cost of Funds 1.36%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.83%
NPA Ratio 0.11%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 13.05%
Tier 1 Capital 13.05%
Total Capital Ratio 14.20%
Leverage Ratio 11.03%
Loan-to-Deposit 93.70%

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