BanksMONTROSE SAVINGS BANK

MONTROSE SAVINGS BANK

MONTROSE, MOMicroEst. Jan. 1, 1895, midnightFDIC #8594RSSD #753052FDIC
Latest · 2025-12-31

MONTROSE SAVINGS BANK is an FDIC-insured commercial bank headquartered in MONTROSE, MO, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $48M. Profitability stands at 2.37% ROA and 15.84% ROE, with a net interest margin of 4.80%. CET1 capital ratio: 15.71%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.33%. Operates 1 domestic branch.

Assets
$57M
Deposits
$48M
Loans
$33M
Equity
$9M

Profitability

Return on Assets (ROA)2.37%
Return on Equity (ROE)15.84%
Net Interest Margin4.80%
Yield on Assets6.12%
Cost of Funds1.44%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.01%
Texas Ratio0.33%
NPA Ratio0.06%
ACL / Loans1.64%

Capital & Liquidity

CET1 Ratio15.71%
Tier 1 Capital15.71%
Total Capital Ratio16.49%
Leverage Ratio14.94%
Loan-to-Deposit69.67%

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