BANK OF CLARKE

BERRYVILLE, VA | Large | Est. April 1, 1881, midnight | FDIC #6123 | RSSD #753324 | FED
Latest Report: 2025-12-31

BANK OF CLARKE is aln large FDIC-insured commercial bank headquartered in BERRYVILLE, VA, established in April 1, 1881, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 0.98% ROA and 8.75% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 14.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.97% and a Texas Ratio of 6.19%. FDIC Certificate #6123.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.5B

Equity

$217M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 8.75%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.64%
Cost of Funds 2.64%

Asset Quality

NPL Ratio 0.97%
Net Charge-Off Ratio 0.24%
Texas Ratio 6.19%
NPA Ratio 0.76%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 14.54%
Tier 1 Capital 14.54%
Total Capital Ratio 15.53%
Leverage Ratio 11.68%
Loan-to-Deposit 91.92%

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