DONLEY COUNTY STATE BANK, THE

CLARENDON, TX | Micro | Est. Jan. 1, 1906, midnight | FDIC #11891 | RSSD #753856 | FDIC
Latest Report: 2025-12-31

DONLEY COUNTY STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in CLARENDON, TX, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $50M and total deposits of $40M. Profitability stands at 2.15% ROA and 10.78% ROE, with a net interest margin of 2.55%. The bank's CET1 capital ratio is 67.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.01% and a Texas Ratio of 2.01%. FDIC Certificate #11891.

Assets

$50M

Deposits

$40M

Loans

$7M

Equity

$10M

Profitability

Return on Assets (ROA) 2.15%
Return on Equity (ROE) 10.78%
Net Interest Margin (NIM) 2.55%
Yield on Assets 4.13%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 3.01%
Net Charge-Off Ratio 0.56%
Texas Ratio 2.01%
NPA Ratio 0.41%
ACL / Loans 3.36%

Capital & Liquidity

CET1 Ratio 67.62%
Tier 1 Capital 67.62%
Total Capital Ratio 68.87%
Leverage Ratio 19.89%
Loan-to-Deposit 17.28%

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