BanksDONLEY COUNTY STATE BANK, THE

DONLEY COUNTY STATE BANK, THE

CLARENDON, TXMicroEst. Jan. 1, 1906, midnightFDIC #11891RSSD #753856FDIC
Latest · 2025-12-31

DONLEY COUNTY STATE BANK, THE is an FDIC-insured commercial bank headquartered in CLARENDON, TX, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $50M and total deposits of $40M. Profitability stands at 2.15% ROA and 10.78% ROE, with a net interest margin of 2.55%. CET1 capital ratio: 67.62%, well above regulatory minimums. NPL ratio: 3.01% · Texas Ratio: 2.01%. Operates 1 domestic branch.

Assets
$50M
Deposits
$40M
Loans
$7M
Equity
$10M

Profitability

Return on Assets (ROA)2.15%
Return on Equity (ROE)10.78%
Net Interest Margin2.55%
Yield on Assets4.13%
Cost of Funds1.83%

Asset Quality

NPL Ratio3.01%
Net Charge-Off Ratio0.56%
Texas Ratio2.01%
NPA Ratio0.41%
ACL / Loans3.36%

Capital & Liquidity

CET1 Ratio67.62%
Tier 1 Capital67.62%
Total Capital Ratio68.87%
Leverage Ratio19.89%
Loan-to-Deposit17.28%

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