LOGAN STATE BANK

LOGAN, IA | Micro | Est. Dec. 1, 1888, midnight | FDIC #4476 | RSSD #754246 | FED
Latest Report: 2025-12-31

LOGAN STATE BANK is amn micro FDIC-insured commercial bank headquartered in LOGAN, IA, established in Dec. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $87M and total deposits of $79M. Profitability stands at 1.46% ROA and 16.21% ROE, with a net interest margin of 4.33%. The bank's CET1 capital ratio is 11.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.42%. FDIC Certificate #4476.

Assets

$87M

Deposits

$79M

Loans

$79M

Equity

$8M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 16.21%
Net Interest Margin (NIM) 4.33%
Yield on Assets 6.47%
Cost of Funds 2.88%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.42%
NPA Ratio 0.14%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 11.98%
Tier 1 Capital 11.98%
Total Capital Ratio 13.06%
Leverage Ratio 9.21%
Loan-to-Deposit 100.23%

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