SOUTH OTTUMWA SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in OTTUMWA, IA, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $519M and total deposits of $430M. Profitability stands at 1.25% ROA and 8.88% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 18.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 0.98%. FDIC Certificate #9099.
Assets
$519M
Deposits
$430M
Loans
$323M
Equity
$74M
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