FIRST NATIONAL BANK OF HUTCHINSON, THE

HUTCHINSON, KS | Large | Est. May 2, 1876, midnight | FDIC #4697 | RSSD #754853 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF HUTCHINSON, THE is aln large FDIC-insured commercial bank headquartered in HUTCHINSON, KS, established in May 2, 1876, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.67% ROA and 16.77% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 14.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 2.54%. FDIC Certificate #4697.

Assets

$1.3B

Deposits

$1.1B

Loans

$904M

Equity

$123M

Profitability

Return on Assets (ROA) 1.67%
Return on Equity (ROE) 16.77%
Net Interest Margin (NIM) 3.57%
Yield on Assets 5.67%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 0.38%
Net Charge-Off Ratio 0.10%
Texas Ratio 2.54%
NPA Ratio 0.28%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 14.28%
Tier 1 Capital 14.28%
Total Capital Ratio 15.53%
Leverage Ratio 11.27%
Loan-to-Deposit 85.32%

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