NATIONAL BANK OF BLACKSBURG, THE

BLACKSBURG, VA | Large | Est. Jan. 1, 1891, midnight | FDIC #6821 | RSSD #754929 | OCC
Latest Report: 2025-12-31

NATIONAL BANK OF BLACKSBURG, THE is aln large FDIC-insured commercial bank headquartered in BLACKSBURG, VA, established in Jan. 1, 1891, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 1.33% ROA and 14.74% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 16.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.11%. FDIC Certificate #6821.

Assets

$1.8B

Deposits

$1.6B

Loans

$999M

Equity

$162M

Profitability

Return on Assets (ROA) 1.33%
Return on Equity (ROE) 14.74%
Net Interest Margin (NIM) 3.05%
Yield on Assets 4.71%
Cost of Funds 2.11%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.11%
NPA Ratio 0.01%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 16.16%
Tier 1 Capital 16.16%
Total Capital Ratio 17.02%
Leverage Ratio 10.42%
Loan-to-Deposit 60.68%

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