BLUE GRASS VALLEY BANK, THE

BLUE GRASS, VA | Micro | Est. Dec. 2, 1915, midnight | FDIC #8672 | RSSD #755421 | FDIC
Latest Report: 2025-12-31

BLUE GRASS VALLEY BANK, THE is amn micro FDIC-insured commercial bank headquartered in BLUE GRASS, VA, established in Dec. 2, 1915, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $57M. Profitability stands at 0.25% ROA and 2.55% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 9.43%. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.80%. FDIC Certificate #8672.

Assets

$63M

Deposits

$57M

Loans

$35M

Equity

$6M

Profitability

Return on Assets (ROA) 0.25%
Return on Equity (ROE) 2.55%
Net Interest Margin (NIM) 3.42%
Yield on Assets 5.37%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio --
Texas Ratio 0.80%
NPA Ratio 0.08%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 9.43%
Tier 1 Capital 9.43%
Total Capital Ratio 9.91%
Leverage Ratio 9.56%
Loan-to-Deposit 62.16%

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