BanksBLUE GRASS VALLEY BANK, THE

BLUE GRASS VALLEY BANK, THE

BLUE GRASS, VAMicroEst. Dec. 2, 1915, midnightFDIC #8672RSSD #755421FDIC
Latest · 2025-12-31

BLUE GRASS VALLEY BANK, THE is an FDIC-insured commercial bank headquartered in BLUE GRASS, VA, established in Dec. 2, 1915, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $57M. Profitability stands at 0.25% ROA and 2.55% ROE, with a net interest margin of 3.42%. CET1 capital ratio: 9.43%. NPL ratio: 0.14% · Texas Ratio: 0.80%. Operates 2 domestic branches.

Assets
$63M
Deposits
$57M
Loans
$35M
Equity
$6M

Profitability

Return on Assets (ROA)0.25%
Return on Equity (ROE)2.55%
Net Interest Margin3.42%
Yield on Assets5.37%
Cost of Funds1.99%

Asset Quality

NPL Ratio0.14%
Net Charge-Off Ratio0.00%
Texas Ratio0.80%
NPA Ratio0.08%
ACL / Loans1.27%

Capital & Liquidity

CET1 Ratio9.43%
Tier 1 Capital9.43%
Total Capital Ratio9.91%
Leverage Ratio9.56%
Loan-to-Deposit62.16%

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