FORESIGHT BANK

PLAINVIEW, MN | Small | Est. June 7, 1902, midnight | FDIC #5229 | RSSD #755458 | FDIC
Latest Report: 2025-12-31

FORESIGHT BANK is asn small FDIC-insured commercial bank headquartered in PLAINVIEW, MN, established in June 7, 1902, midnight. As of 2025-12-31, the bank reported total assets of $423M and total deposits of $353M. Profitability stands at 1.23% ROA and 13.51% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 13.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.91% and a Texas Ratio of 15.20%. FDIC Certificate #5229.

Assets

$423M

Deposits

$353M

Loans

$340M

Equity

$40M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 13.51%
Net Interest Margin (NIM) 3.55%
Yield on Assets 6.29%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 1.91%
Net Charge-Off Ratio -0.03%
Texas Ratio 15.20%
NPA Ratio 1.54%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 13.54%
Tier 1 Capital 13.54%
Total Capital Ratio 14.66%
Leverage Ratio 10.12%
Loan-to-Deposit 96.42%

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