BMO BANK NATIONAL ASSOCIATION

CHICAGO, IL | National | Est. May 17, 1947, midnight | FDIC #16571 | RSSD #75633 | OCC
Latest Report: 2025-12-31

BMO BANK NATIONAL ASSOCIATION is ann national FDIC-insured commercial bank headquartered in CHICAGO, IL, established in May 17, 1947, midnight. As of 2025-12-31, the bank reported total assets of $252.1B and total deposits of $197.0B. Profitability stands at 1.06% ROA and 7.19% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 14.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.05% and a Texas Ratio of 3.79%. FDIC Certificate #16571.

Assets

$252.1B

Deposits

$197.0B

Loans

$139.8B

Equity

$37.4B

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 7.19%
Net Interest Margin (NIM) 3.24%
Yield on Assets 5.24%
Cost of Funds 2.45%

Asset Quality

NPL Ratio 1.05%
Net Charge-Off Ratio 0.36%
Texas Ratio 3.79%
NPA Ratio 0.60%
ACL / Loans 1.61%

Capital & Liquidity

CET1 Ratio 14.74%
Tier 1 Capital 14.75%
Total Capital Ratio 16.00%
Leverage Ratio 11.07%
Loan-to-Deposit 70.97%

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