BanksBMO BANK NATIONAL ASSOCIATION

BMO BANK NATIONAL ASSOCIATION

CHICAGO, ILNationalEst. May 17, 1947, midnightFDIC #16571RSSD #75633OCC
Latest · 2025-12-31

BMO BANK NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in May 17, 1947, midnight. As of 2025-12-31, the bank reported total assets of $252.1B and total deposits of $197.0B. Profitability stands at 1.06% ROA and 7.19% ROE, with a net interest margin of 3.24%. CET1 capital ratio: 14.74%, well above regulatory minimums. NPL ratio: 1.05% · Texas Ratio: 3.79%. Operates 1004 domestic branches.

Assets
$252.1B
Deposits
$197.0B
Loans
$139.8B
Equity
$37.4B

Profitability

Return on Assets (ROA)1.06%
Return on Equity (ROE)7.19%
Net Interest Margin3.24%
Yield on Assets5.24%
Cost of Funds2.22%

Asset Quality

NPL Ratio1.05%
Net Charge-Off Ratio0.36%
Texas Ratio3.79%
NPA Ratio0.60%
ACL / Loans1.61%

Capital & Liquidity

CET1 Ratio14.74%
Tier 1 Capital14.75%
Total Capital Ratio16.00%
Leverage Ratio11.07%
Loan-to-Deposit70.97%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required