MALVERN BANK

MALVERN, IA | Small | Est. Jan. 1, 1892, midnight | FDIC #14230 | RSSD #756343 | FDIC
Latest Report: 2025-12-31

MALVERN BANK is asn small FDIC-insured commercial bank headquartered in MALVERN, IA, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $242M and total deposits of $198M. Profitability stands at 1.31% ROA and 14.49% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 10.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 4.91%. FDIC Certificate #14230.

Assets

$242M

Deposits

$198M

Loans

$206M

Equity

$21M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 14.49%
Net Interest Margin (NIM) 4.05%
Yield on Assets 6.83%
Cost of Funds 2.82%

Asset Quality

NPL Ratio 0.29%
Net Charge-Off Ratio 0.06%
Texas Ratio 4.91%
NPA Ratio 0.47%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 10.57%
Tier 1 Capital 10.57%
Total Capital Ratio 11.64%
Leverage Ratio 9.30%
Loan-to-Deposit 104.06%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required