CERESCOBANK

CERESCO, NE | Micro | Est. Sept. 1, 1911, midnight | FDIC #1993 | RSSD #75651 | FDIC
Latest Report: 2025-12-31

CERESCOBANK is amn micro FDIC-insured commercial bank headquartered in CERESCO, NE, established in Sept. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $77M and total deposits of $66M. Profitability stands at 0.01% ROA and 0.08% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 12.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1993.

Assets

$77M

Deposits

$66M

Loans

$42M

Equity

$10M

Profitability

Return on Assets (ROA) 0.01%
Return on Equity (ROE) 0.08%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.40%
Cost of Funds 2.70%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.12%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.78%

Capital & Liquidity

CET1 Ratio 12.31%
Tier 1 Capital 12.31%
Total Capital Ratio 12.93%
Leverage Ratio 13.23%
Loan-to-Deposit 64.04%

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