CAMBRIDGE SAVINGS BANK

CAMBRIDGE, MA | Large | Est. April 2, 1834, midnight | FDIC #17870 | RSSD #758703 | FDIC
Latest Report: 2025-12-31

CAMBRIDGE SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in CAMBRIDGE, MA, established in April 2, 1834, midnight. As of 2025-12-31, the bank reported total assets of $6.9B and total deposits of $5.6B. Profitability stands at 0.62% ROA and 6.15% ROE, with a net interest margin of 2.92%. The bank's CET1 capital ratio is 12.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 5.99%. FDIC Certificate #17870.

Assets

$6.9B

Deposits

$5.6B

Loans

$5.7B

Equity

$704M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 6.15%
Net Interest Margin (NIM) 2.92%
Yield on Assets 5.43%
Cost of Funds 3.08%

Asset Quality

NPL Ratio 0.79%
Net Charge-Off Ratio 0.29%
Texas Ratio 5.99%
NPA Ratio 0.65%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 12.79%
Tier 1 Capital 12.79%
Total Capital Ratio 13.74%
Leverage Ratio 10.07%
Loan-to-Deposit 102.55%

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