BanksCAMBRIDGE SAVINGS BANK

CAMBRIDGE SAVINGS BANK

CAMBRIDGE, MALargeEst. April 2, 1834, midnightFDIC #17870RSSD #758703FDIC
Latest · 2025-12-31

CAMBRIDGE SAVINGS BANK is an FDIC-insured commercial bank headquartered in CAMBRIDGE, MA, established in April 2, 1834, midnight. As of 2025-12-31, the bank reported total assets of $6.9B and total deposits of $5.6B. Profitability stands at 0.62% ROA and 6.15% ROE, with a net interest margin of 2.92%. CET1 capital ratio: 12.79%, well above regulatory minimums. NPL ratio: 0.79% · Texas Ratio: 5.99%. Operates 21 domestic branches.

Assets
$6.9B
Deposits
$5.6B
Loans
$5.7B
Equity
$704M

Profitability

Return on Assets (ROA)0.62%
Return on Equity (ROE)6.15%
Net Interest Margin2.92%
Yield on Assets5.43%
Cost of Funds2.61%

Asset Quality

NPL Ratio0.79%
Net Charge-Off Ratio0.29%
Texas Ratio5.99%
NPA Ratio0.65%
ACL / Loans0.87%

Capital & Liquidity

CET1 Ratio12.79%
Tier 1 Capital12.79%
Total Capital Ratio13.74%
Leverage Ratio10.07%
Loan-to-Deposit102.55%

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