FIRST BANK OF THE LAKE

FIRST BANK OF THE LAKE is aln large FDIC-insured commercial bank headquartered in OSAGE BEACH, MO, established in May 15, 1987, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $1.9B. Profitability stands at 0.81% ROA and 10.94% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 15.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.05% and a Texas Ratio of 36.37%. FDIC Certificate #26960.